No matter if you are looking to build a payment gateway, or payment processor, or even a bank, we can help you from the very beginning, point you in the right direction and help you avoid the traps along the way.

Development for Startups

The services that we help start-ups with include the following:

• Envision-Discovery phase
• Prototyping
• Minimum lovable product development
• Product roadmap
• Iterative product development

Card Issuing Services

We cater for your card issuing needs.

Codenizer offers solutions for different types of cards:

• EMV (chip) and contactless cards
• Domestic and international payment cards (Visa, MasterCard)
• Debit and credit cards
• Virtual and physical cards
• Prepaid cards and immediately issued (instant) cards
• Personal and business cards
• Loyalty cards that can be adapted to the model of the client's behavior

Codenizer automates and guides you through the following procedures:

• Batch card issuing
• PIN management
• Card status management including blocking and unblocking cards
• Monitoring cards activities
• Multi currency cards
• Dealing with complaints (chargebacks and refunds)
• Ensuring AML Compliance

Digital Wallet Implementation

We offer end to end multi currency digital wallet solutions. Our wallets are designed to deal with financial complexities, complemented by our easy to use back offices, your day to day operations become simple.

Codenizer offers multiple e-wallet services including but not limited to:

• End to end wallet solutions
• Single and multi currency design
• Wallet back office
• KYC (Know Your Customer) and KYB (Know Your Business) integration
• PEP and sanctions checks (Politically Exposed Person)
• Floats architecture and design
• FX implementation

Payment Processor Integration and Data Libraries

Transaction processing becomes easy with our solutions.

Services we offer with payment processors:

• Integration with single or multiple payment processors of your choice
• Become independent of payment processor data structure with our data libraries, visit our latest product Connect

Payment Gateway Integration and Implementation

We facilitate your compliance needs and adopt the APIs for payment gateway providers:

• PCI compliant payment gateway implementation

KYC and KYB Integration

You can rely on our working knowledge with multiple KYC/KYB providers:

• We help you choose the KYC/KYB provider that best suits your needs
• Integration with the KYC/KYB provider of your choice
• Helping you to understand and manage the KYC/ KYB data

Backoffices

We develop Back offices for monolithic or modular financial systems.

Designing for PCI DSS Compliance

Become PCI compliant with Codenizer, we customize your fintech product to become PCI compliant.

3D Security Integration

We help you Integrate with the 3DS provider of your choice, which is a legal requirement.

Customized Fintech Solutions

A fintech product is like a puzzle we help you realize what the components are and how to piece them together.

We offer combinations of our services based on your requirements:

• Webservices + Back Office
• Connect library
• Connect library + Digital Wallet (3DS) + Back Office
• Connect library + Digital Wallet (3DS) + Back Office + Mobile App
• or contact us for customized solutions to fit your needs

Codenizer services for the stage your business is at are as follows:

• We provide turnkey solutions for startups to shape and nurture their ideas into their desired product
• For established businesses, we provide sophisticated services which will help deliver a reliable product in a shorter time

Do you need a development team?

• For products like the Connect library, we collaborate with your development team to integrate the Connect library into your system framework
• For the other services you do not require a development team as we cater for your technology needs